Posted in Car accident on January 9, 2019
Negotiating a Texas insurance claim with a company like State Farm Insurance can be a difficult process. Many insurance companies do not offer adequate settlement amounts to people injured in serious car accidents or restrict the amount of money they can receive. When you are trying to stay on top of medical bills or find a suitable vehicle replacement, the lack of funds can place undue stress on top of your injuries.
To increase your chances of a successful claim, enlist the services of a car accident attorney who can negotiate with State Farm on your behalf. If you or a loved one suffered injuries in a car accident, you could claim compensation for damages such as treatment costs, lost wages, and more.
Texas is a fault insurance state. After a car accident, the injured person must file a claim with the at-fault party’s insurance company. If the other person does not have insurance or the policy does not cover your damages, you can purchase uninsured/uninsured driver liability coverage under your own plan.
When you file a claim with State Farm, the company will assign a claims adjuster to work on your case. This adjuster works on behalf of State Farm, and his or her main priority is to settle your claim at the lowest amount possible. Since the insurance companies must pay for your injuries, it is in their best interest not to offer the maximum possible amount.
If you decide to enter into an insurance negotiation alone, consider a few tips you can follow to increase your chances of a successful outcome.
Negotiating with an insurance company can be a nerve-wracking experience. Entering into these negotiations alone can result in a lower settlement amount than with legal representation.
Legal representation in insurance negotiations can provide multiple benefits to injured parties.
Many injured parties who enter into discussions with State Farm in Texas without legal representation report difficulty negotiating a fair settlement. To increase your chances of a successful outcome, hire an attorney.