Posted in Uncategorized on January 20, 2019
Filing an insurance claim in Texas with a company such as Allstate can be difficult. Insurance companies must pay for your damages out of their own funds, so some claims adjusters may find ways to reduce your settlement amount. If you suffered severe injuries in a car accident, the offered settlement amount may not cover all your damages. However, obtaining legal representation and preparing for negotiations beforehand can increase your chances of a successful claim.
Texas is a fault car insurance state. This means that if you suffer injuries in a car accident, the at-fault driver’s insurance will need to pay for your damages. If the at-fault driver does not have insurance or adequate coverage, you can file a claim with your own company by purchasing additional uninsured driver coverage.
However, this process gives little room for you to argue for a higher settlement amount or conduct a personal investigation. It is important for you to calculate your damages independently. It is not in the claims adjuster’s best interest to provide you with the maximum possible amount.
If you do not receive the amount you need to recover, you could lose even more funds trying to stay ahead of medical bills, property damage, and more. You can choose to enter into these negotiations alone or you can obtain a personal injury attorney to negotiate on your behalf.
If you decide to enter into your insurance claim with Allstate alone, you should take certain steps to increase your chances of a successful outcome. Entering into a negotiation unprepared can leave you with less funds than what you need to recover from your injuries.
It is your claims adjuster’s job to minimize your settlement amount to save Allstate money. Without proper research, documentation, and negotiation skills, you could lose the funds that you need to recover from your injuries. However, obtaining the services of a car accident attorney can boost your chances of settlement success.
Legal representation at the insurance negotiating table is incredibly beneficial.
For the best results, obtain the services of a Dallas car accident attorney for your Texas Allstate claim.